SOP 50 10 8 Compliant Analysis

Stop Losing Deals You Never Should Have Packaged

The average SBA broker wastes up to two weeks packaging deals that die in underwriting. Eligibility issues that were visible on page one. That is time, commission, and lender credibility you never get back.

Cornerstone Underwriting gives you a fast, independent credit opinion before a single hour is wasted. SOP-compliant analysis. 48-hour turnaround. Flat fee per file.

Submit a Package SBA FAQ
✓
Flat fee per file. No retainer. No commitment. If your deal is straightforward, we will tell you that too.
Live Credit Summary · 48hr Turnaround
Loan TypeSBA 7(a) · $850,000
Global DSCR1.38x ✓ Pass
SBA Eligibility✓ Eligible
Use of Proceeds✓ Confirmed
CollateralUnder Review
Guaranty Jeopardy✓ None Identified
Recommended for Approval
Subject to collateral confirmation
48hr
Turnaround From Complete Package
Flat Fee
Per File, No Retainer
SOP 50 10 8
Fully Compliant Analysis
Every File
Reviewed by a Senior Underwriter
The Real Cost of Skipping Pre-Underwriting

Your time is your inventory. Stop spending it on deals that were never going to close.

Every hour you spend packaging an ineligible deal is an hour you did not spend on an approvable one. The SBA has over 450 pages of eligibility requirements. Most brokers learn them by getting burned.

Cornerstone gives you a professional credit opinion before you commit. Package the deals that close and walk away from the ones that would have wasted your week.

Without Pre-Underwriting
  • ✕3 to 4 weeks packaging a dead deal
  • ✕Eligibility issue surfaces at lender
  • ✕Lender relationship damaged
  • ✕Borrower loses confidence in you
  • ✕Commission = $0
With Cornerstone Underwriting
  • ✓Know in 48 hours if it flies
  • ✓Eligibility confirmed upfront
  • ✓Lender gets a cleaner package
  • ✓Borrower sees your expertise
  • ✓Time preserved for deals that close
$5M
Maximum 7(a) loan size we analyze
The same application can be approved at one bank and declined at another. Knowing which deals are structurally sound before you submit is the edge.
$299
Deal screens starting from
What We Deliver

Credit Analysis That Moves Deals Forward

Not a software tool. Not a template. A real underwriter who has reviewed hundreds of SBA files and knows exactly what kills a deal before it reaches a lender.

📋
Deal Screen
Know before you package. A fast pre-screen that tells you if the deal is worth your time before you invest 30 hours in it.
  • ✓Full eligibility check vs. SOP 50 10 8
  • ✓DSCR snapshot from available financials
  • ✓Guaranty jeopardy flag analysis
  • ✓Clear go / no-go with reasoning
📄
Full Credit Memo
A complete, lender-ready credit memorandum covering every SBA underwriting requirement. Written to close, not just to document.
  • ✓Full 3-year financial spreading
  • ✓Global cash flow DSCR analysis
  • ✓Collateral and guaranty review
  • ✓Closing conditions checklist
⚠️
Guaranty Risk Review
Already have a deal in packaging? Get a targeted review focused on the issues most likely to put the SBA guaranty at risk before you submit.
  • ✓SOP 50 10 8 compliance check
  • ✓Guaranty jeopardy flag identification
  • ✓Eligibility confirmation on edge cases
  • ✓Written summary with specific citations
The Process

Simple. Fast. Thorough.

Four steps from submission to delivered memo. Most files complete within 48 hours of receiving a complete package.

1
Submit Your Package
Upload documents through our secure form or email directly. We confirm receipt within 2 hours.
2
We Flag Any Gaps
Missing items identified within hours. Clock starts when your package is complete.
3
Full Credit Analysis
Eligibility, cash flow, collateral, use of proceeds, and guaranty jeopardy. All reviewed against SOP 50 10 8.
4
Memo Delivered
A polished, lender-ready credit memo in your inbox within 48 hours. Ready to submit or present to committee.
Grant Christensen, SBA Underwriting Specialist
Grant ChristensenSBA Underwriting Specialist
Who Is Behind This

An Underwriter Who Has Seen What Kills Deals and What Closes Them

Cornerstone Underwriting was built by an active SBA underwriter with firsthand experience reviewing SBA 7(a) loan packages against SOP 50 10 8 every single day. This is not a software product or an offshore analysis service.

Every file that comes through Cornerstone is reviewed by a real underwriter who knows the difference between a deal that looks clean and one that actually is, and who knows exactly which issues will put your SBA guaranty at risk.

📘Deep SOP 50 10 8 expertise across 7(a), Express, and small loan programs
🏦Active experience underwriting at an FDIC-insured SBA lender
✅Guaranty jeopardy analysis on every file, not just credit approval
⚡48-hour turnaround from receipt of complete package, not just a promise
🔗View LinkedIn Profile
Who This Is For

Built for SBA Brokers Who Want Better Outcomes

You know SBA lending. You know how to find deals. What you need is an underwriter who can tell you which ones are worth your time before you spend it.

For SBA Brokers
Know Before You Package
The most expensive thing in your business is not the deals that fail. It is the hours you spent on deals that were never going to close. Get your answer in 48 hours before you spend 40.
  • ·Fast feasibility reviews before you package
  • ·Identify deal-killers before lender submission
  • ·Deliver cleaner packages and close faster
  • ·Flat fee per file, no retainer, no commitment
Get Started

Submit a Deal or Request a Quote

Tell us about your deal and we will respond within one business day. No commitment required.

48-hour turnaround begins upon receipt of a complete document package.

We will respond by email within one business day. Phone follow-up available upon request.

🔒All files handled confidentially. Flat fee quoted before work begins. No surprises.

Prefer email? grant@cornerstoneunderwriting.com